1. Home
  2. Kansas City Home Warranty

Best Home Warranty in Kansas City

July 17, 2019, 7:07 p.m.

A home warranty is a supplemental plan that works alongside homeowners insurance. Unlike insurance, which covers property damage and crimes, a home warranty covers specific components of your home. Our partners at ConsumerAffairs researched the best home warranty in Kansas City to help you potentially save thousands of dollars in repair and replacement costs.

Everyone deserves to make thoughtful, informed purchase decisions. The local guides provided on this website are free for consumers. KSHB may receive compensation from our partners. Learn more.

Powered by
×
#1
MOST POPULAR
American Home Shield

Be sure with The Shield.

VISIT AMERICAN HOME SHIELD
Call today!
Call today!
(888) 395-0951
Sponsored Ad
#1 Most popular
American Home Shield
American Home Shield
Features
  • Build your own plan
  • Available in Kansas City
  • Real estate plans
  • Refer-a-friend benefits
Read More
VISIT WEBSITE
CALL FOR QUOTES
(888) 395-0951
Sponsored  Ad
#2
Liberty Home Guard
Liberty Home Guard
Features
  • Month-to-month, annual or multiyear policies
  • Repair or replace your broken items
  • Plans start at less than $1 per day
  • 24/7 customer claims service
Read More
VISIT WEBSITE
CALL LIBERTY HOME GUARD
(646) 453-6807
Sponsored  Ad
#3
Total Home Protection
Total Home Protection
Features
  • Coverage regardless of age
  • Work with licensed, local technicians
  • 24/7 claims service
  • Available in Kansas City
Read More
VISIT WEBSITE
CALL FOR QUOTES
(732) 520-4474
Sponsored  Ad
#4
Select Home Warranty
Select Home Warranty
Features
  • Buyer & seller coverage
  • 3 coverage plans
  • Available in Kansas City
  • 24/7 claims
Read More
VISIT WEBSITE
CALL FOR QUOTES
(317) 754-6642
Sponsored  Ad
#5
Choice Home Warranty
Choice Home Warranty
Features
  • One free month
  • $60 service call fees
  • Available in Kansas City
  • Extensive & basic plan
Read More
VISIT WEBSITE
CALL FOR QUOTES
(732) 765-6416
Sponsored  Ad
#6
America's 1st Choice Home Club
America's 1st Choice Home Club
Features
  • 2 coverage plan options
  • Fixed rate locked in with no year-to-year increases
  • No limit on service requests
  • Flexibility to choose your own service technician
Read More
VISIT WEBSITE
CALL AFC HOME CLUB
(678) 236-0645
Sponsored  Ad

How to choose a home warranty in Kansas City

Kansas City skyline

A home warranty can be a good idea for anyone, especially those purchasing an older home in Kansas City, such as Midtown or Westport. In fact, many sellers include warranties in the purchase agreement. Homes with warranties sell for $2,300 more than those without. If you are renting your home, a home warranty can help you receive fast and simple maintenance at a fixed cost.

Home warranty cost in Kansas City

The average home warranty in Kansas City costs between $300 and $600 a year. Because maintaining a home is expensive (it costs on average $3,000 a year to maintain a $300,000 home), a home warranty can help offset those costs by covering plumbing, electrical, heating and cooling systems and major appliances in the case of a breakdown.

The warranty, depending on the plan, will pay for the repairs and charge a small service fee, typically less than $100. Some plans include deductibles up to $150 for large repairs.

To know exactly what costs you will face with your warranty, read your contract carefully. Here are a few things to look for:

  • Coverage: Which appliances are covered?
  • Co-payment fees: In what cases do you have to pay a fee?
  • Plan limits: When does your coverage reach a cap?
  • Agent/broker legitimacy: Is this agent reliable?

Appliance repair costs

Here’s a look at the average life expectancy of common home appliances and their average repair costs:

Appliance Life (in years) Average repair cost (Midtown, 64111)
Central air conditioner 7-15 $294
Dryer 13 $169
Furnace 16-20 $218
Sump pump 7 $447
Water heater 10 $539

When needing a repair or replacement covered by a home warranty, a homeowner would call the home warranty company itself. The company then hires one of its service providers in the area to fix the problem. The warranty, depending on the plan, will pay for the repairs and charge a small service fee, typically less than $100. Some plans include deductibles up to $150 for large repairs.

Home warranty scams in Kansas City

Reading carefully is the difference between paying the full cost of repair or only the deductible and service fee, so be sure you understand everything before signing a contract. Keep the details in mind. For example, your plan may cover your refrigerator, but what about the icemaker? You may also not be covered if the damage is due to personal neglect.

In addition to terms and conditions, you should also research your agent or broker thoroughly. This includes reading customer reviews to figure out common response times and customer support experiences. Your warranty is only as good as the company that provides it, so make sure you’re investing wisely. A good home warranty can pay for itself in just a few repairs. A bad one could double your costs.

American Home Shield

American Home Shield

CALL FOR QUOTES

(888) 395-0951 VISIT AMERICAN HOME SHIELD

With three different plans or a flexible build-your-own-plan option, American Home Shield offers a strategy for any home. American Home Shield has over 14,000 contractors nationwide and demands the highest standards. In fact, the company promises to send a contractor back to your home if there is an issue within 60 days of service.

Sponsored Ad

Liberty Home Guard

Liberty Home Guard

CALL LIBERTY HOME GUARD

(646) 453-6807 VISIT TOTAL HOME PROTECTION

With appliance and system plans starting at less than $1 per day, Liberty Home Guard offers flexible plans that let you tailor coverage to fit your home needs. Customer support is open 24/7 and Liberty says that empathy and integrity are core company values.

Sponsored Ad

Total Home Protection

Total Home Protection

CALL FOR QUOTES

(732) 520-4474 VISIT TOTAL HOME PROTECTION

Total Home Protection offers KC residents a gold and platinum plan with optional add-ons, such as for a sump pump or additional A/C system. Conveniently submit claims by phone or online anytime. Pre-screened contractors are sent to your home for the deductible. Plans start at $1 a day, making this a great choice for those who want at least basic coverage.

Sponsored Ad

Select Home Warranty

Select Home Warranty

CALL FOR QUOTES

(317) 754-6642 VISIT SELECT HOME WARRANTY

Select Home Warranty offers three levels of coverage and extra features that cover all makes and models of appliances. It does not require a home inspection prior to coverage, but it does have a contract-mandated 30-day waiting period for service. Select Home Warranty is a member of the National Home Warranty Association, a non-profit industry trade organization.

Sponsored Ad

Choice Home Warranty

Choice Home Warranty

CALL FOR QUOTES

(732) 765-6416 VISIT CHOICE HOME WARRANTY

Choice Home Warranty offers two home warranty plans with straightforward pricing: total and basic. Both cover most of your home’s needs and are customizable for more coverage, maintaining the same affordable service fee no matter which plan you choose. It also does not require a home inspection for plan enrollment.

Sponsored Ad

America's 1st Choice Home Club

America's 1st Choice Home Club

CALL AFC HOME CLUB

(678) 236-0645 VISIT AMERICA'S 1ST CHOICE HOME CLUB

With tiered pricing options, AFC Home Club makes it easy to see what is and is not covered under its three plans. Choose one that fits your home’s needs and buy extra coverage to protect additional appliances and systems. There’s no deductible, only a $60 service fee. Plans include restaurant gift cards and a retail savings program for cash back at 5,000 retailers.

Sponsored Ad

Our partners independently research and analyze the companies mentioned in our guides and work with subject matter experts to add valuable information that helps consumers make smart purchase decisions. Our partners will not include companies on these guides that do not meet specific quality standards. The compensation we receive from our partners may impact how and where companies appear on our site, including the order in which they appear.

Our partners independently research companies, and use editorial discretion to award companies with special recognition (i.e. Best Value) based on their staff’s judgement or subject matter expert’s judgement. Our partners do this to help you identify companies that will meet your specific buying needs, and do not receive compensation for these designations.